“The poor man is not he who is without a cent, but he who is without a dream” – Harry Kemp

Learning the benefits of great financing is something one must learn from experience, whether they have the educational background for it or not.  The way most people would choose to learn is from other’s mistakes, however those lessons aren’t usually learned well.  People look at an error someone made and state how absurdly obvious it would have been to avoid, yet we’ve all made silly, and sometimes ackwardly stupid mistakes we wish we could take back.  In reality when you are able to determine the mistake, what caused it and how to prevent it in the future, you are far better off than if you had learned of the error through other’s experience.  Sometimes these lessons must be experienced more than once, because the actual culprit wasn’t correctly identified.  The second time takes some real dissecting to ensure time is not wasted by repeating again.  The most important aspect is to accept responsibility for where you are–and that can be difficult.

My children and I are currently homeless, as you may know from my previous post, and the purpose of these entries is to give hope to those who may stumble upon these articles when they’re hanging by their last thread.  Believe me, I’ve been there, and holding onto tomorrow isn’t easy when you have two children and it’s cold outside.  A mother’s instinct is to ensure the safety of her children and put her own well-being aside.

While this is admirable, keeping your children with you for even five more minutes, may give enough time to consider a new solution.  You’ve heard before that the bottom will need to be reached before you can climb to the top?  This is because you need to realize what you’re trying to avoid.  But you can never quit.

While we are at the homeless shelter, I’ve taken it upon myself to educate my children the things I didn’t know.  Isn’t that what being a parent is?  🙂  So I pulled out Robert Kiyosaki’s game, Cashflow for Kids.  This way they can have a semi-educated advantage of knowing that when debt and liability outweighs income and cashflow, trouble will begin.  They’re learning the difference between immediate gratification, such as using credit cards and paying over an extended period of time, and using cash on hand.  The different choices they’ve made from the first time we’ve played the game are impressive.

We’re also learning that “the rich” are not the people with money, but the ones who get to do what they enjoy.  The doctors and lawyers who rake in the big bucks but need to work 70-80 hours a week to get it are not, in my opinion, rich at all; they are slaves to their employment.

It has been said that no one truly can feel financial freedom until they’ve hit the bottom and climbed back out.  The reason for this, if they’ve paid attention, is to know what it was that took them there so that it can be avoided the next time.

Using bad personal experience as an excuse to teach children the way you were taught, if you are not happy where you are, is a perpetual mistake and a lazy liability.  Laziness is no acceptable excuse, and of course it’s easier to give in.  Have you ever heard anyone with children declare how easy it is to be a parent and still be sane?  Doubtful!

Dreaming is free, but it’s only a start.  Hard work, determination, and not allowing an option to quit is the solution and later, you’ll see that’s true as it will be proven.


About Michelle J Brewer

Free-spirited and unwilling to let life throw a curve she can't handle Michelle hasn't done it all, but what she does do she lands on her feet with her hands in the air. Currently a writer of screenplays, she knows the only true way to benefit in her life is by sharing valuable information. Helping others grow to better their own lives, and loving it at the same time, gives her a sense of accomplishment. This blog will discuss what she is working on and how it's progressing. When you want to know more about MJ Brewer, you can check out her blog at http://2ndChanceatHeaven.com to get the inside scoop! Have fun and please volunteer your feedback!
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